Investing any of your money can be a risky and often rather daunting prospect and for the layperson – e.g. the average personal investor – navigating the options available alone can be rather overwhelming. In researching the types of investment available to them many South Africans come across mentions of the concept of offshore investing. …

You know that you should be saving more of your money, whether it’s for a specific goal (a new house, a new car, a nice holiday) or just for a rainy day. In fact you know that everyone should have a savings account that has more than a couple of rand in it. And you …

Many people think financial planning is really only for those people who have an awful lot of money that needs to be managed. That, however, is not the case, everyone – individuals, couples and families – can benefit from a financial plan, even if their income is relatively low. Creating a financial plan does take …

Do you love to budget? Does the idea of sitting balancing chequebooks and pouring over spreadsheets thrill you? No, probably not it does not thrill most of us. However, we all still want to be as frugal as possible and save a little money for a rainy day (or a sunny holiday) and doing so …