Why Use a Financial Advisor? Do You Really Need One?

Why Use a Financial Advisor? If you want to make the most out of the money you earn and save then you need the expert guidance of an Independent Financial Advisor for best advice. You can only make smart decisions when you have all of the information in front of you and this is what a Financial Advisor has. It is their job to keep on top of Financial trends and watch the markets
including for local and international determining factors.

Financial advisors earn a living by assisting people in deciding how to manage their money, including investments, and helping them to plan out how to reach their various financial goals.

Many people think that a financial advisor is a person that only the very wealthy – the jet-set types – need to consult with. However, that’s actually a real myth and one that, if believed, could be holding you back when it comes to making the most of the money you have and growing your modest savings account into something a lot bigger.

Why Use a Financial Advisor?

There may be a life changing event that you are about to make that would trigger the reason to seek the services of a Financial Advisor.

-Maybe you are :

Planning to buy a home?

There’s not only a mortgage to consider but also all of those ‘little’ extras that come along with being a homeowner that a renter (or a person who lives at home with Mum and Dad) simply does not have to think about. Things like homeowner’s insurance, property taxes, basic home maintenance and more. Meeting with a financial advisor before you go home shopping can help you better determine the true costs and home ownership and thus what you can really afford.

Getting Married

– Lots of things change when you get married and one of the most problematic issues many newly married couples face is how best to merge two separate financial lives into one. Sitting down with an expert can help you navigate the pitfalls – and the arguments – and move on to a more secure financial future together.

Starting a Family

– Babies aren’t cheap and neither are the children (and then young adults) that they grow into. A child is – at a minimum – an 18-year financial commitment and who better than a financial advisor to help you work out just how you are going to afford it all.

Planning for Retirement

The simple fact is that, even if you are still in your twenties retirement is something that you should be thinking about. Far too many South Africans are still heading towards their ‘golden years’ with a lot less than they need to maintain their current lifestyle let alone fulfill their retirement dreams.

The good news is that you don’t need to invest huge amounts to secure a better retirement and the earlier you get started the better. However, there are a lot of confusing options out there and it can be very hard to determine on your own just what the best savings and investment options are for you personally. A good financial advisor can help you get started the right way and then work with you on an ongoing basis to make sure your plans stay on track.

Feeling Financially Unstable

Are you just not sure where your money goes every month? Are you one of the (many) people who have problems making, let alone sticking to, a budget? No matter how much money you have to work with every month there are almost certainly ways you can make it go further and work harder for you, and a financial advisor can help you discover what those are.

Why Use a Financial Advisor

The beginning consultation is free and it is at this consultation that this question will be answered. Knowledge as we all know is power, so arm yourself with knowledge and insure your future. Speak to one of our Independent Financial Advisors today and set up your first consultation, you have nothing to lose and much to gain. You don’t necessarily need oodles of cash or a long-term arrangement and you certainly don’t need to be rich!