Why Should You Use a Financial Advisor?
Why Should You use a Financial Adviser? What do you usually do if you are ill? You make an appointment with your G.P right? And if you have a toothache you head off to see the dentist. So doesn’t it make sense that if you are facing a money problem you should consult a financial adviser? …
Read More3 Easy Ways to Cut Medical Costs Now
3 Easy Ways to Cut Medical Costs Now and save more. No one plans to become ill. No one plans to get injured. But it happens. And, as is the case in many places across the globe, for South Africans that can mean incurring significant financial obligations as well. And for the most part cannot …
Read MoreAnnuity Plans Your Best Retirement Option
Annuity Plans Your Best Retirement Option is a sentiment many Financial Advisers agree on. Sometimes financial experts have differing opinions on the best ways for people to deal with their money. The one thing that you can guarantee that they all agree on though is that saving for retirement, and not waiting too long …
Read MoreGood Debt vs Bad Debt ?
Good Debt vs Bad Debt ? What’s the difference and is there really good debt? In a nutshell, Yes there is good Debt. Rightly so many of us aspire to live debt free. After all, that would be ideal wouldn’t it? Living life not owing anyone a penny – apart from the monthly bills that …
Read MoreMedical Aid for R45 Per Day – Myth or Fact?
Medical Aid for R45 per day – Myth or Fact?, it’s a fact and a comprehensive Medical Aid, not just Hospital Cover. Most people know that it is only basic common sense that they have some form of medical aid plan in place, even if they are young and healthy. They also know however that …
Read MoreBudgeting for a Medical Aid
Budgeting for a Medical Aid maybe easier than you think. So, you’ve found a medical aid plan that seems reasonably priced for what it has to offer. And that’s a relief, as living life as a medically uninsured person really is a lot like playing Russian Roulette with both your health and your finances. However, …
Read MoreStarting a Retirement Plan at 50 – Have You left it Too Late?
Starting a Retirement Plan at 50 is it too late? As is the case for almost every other developed country in the world right now South Africa is facing something of a retirement crisis. The biggest problem is that the majority – not just a few but, researchers and financial analysts say a majority – …
Read MoreSaving for Your Child's Education
Saving for you Child’s Education is paramount to ensuring they have a great future. More than ever before a Bachelors Degree is becoming the minimum standard requirement for gaining employment. It is no longer the ‘desirable extra’ it once might have been. This may mean that without a tertiary education the chances that a young …
Read MoreTax Deductible Retirement Plans
Tax Deductible Retirement Plans offer many options and it is best to know well in advance the opportunities that exist. There are many things to consider when you are creating a formal plan to save for your retirement and to get the most out of every rand invested they need to all work together. Major …
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